We deliver on both numbers
your Business Vision


Virtual CFO | Business Consulting | Business Coaching

Brand Pillars

Easy | Reliable | Valuable

Virtual CFO and International Business Consultant

A Virtual CFO and International Business Consulting Firm that help you to Thrive and Succeed in Your Business.
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Welcome To Financial Goddess

Allow me to introduce myself. My name is Margaret Milutinovic and I am the founder of Financial Goddess, a Virtual CFO and International Business Consulting services firm. If you are reading this, then you are serious about taking your business to the next level, so let me answer some of the questions that will inevitably come to your mind.


I have spent more than 19 years working in both public practice and in senior executive roles for multinational corporations. Some of the industries I have worked with include IT, Transport, Manufacturing, Health & Wellness, Financial Services, Beauty Industry, Education, Not for Profit, Construction, Real Estate, Legal Services and more. This vast and varied experience has given me a unique perspective and a winning edge as virtual CFO and International Business Consultant.

Our Services

Business Consulting

Business Consulting

Whereas business coaching is about creating new skill sets, business consulting is us demonstrating our own skills. Analysing everything from systems, policies and procedures to leadership team and employee skills matrix. We identify where the client is at, determine their goals and create the blueprint to achieve them.

Business Coaching

Business Coaching

Designed for business owners who are passionate about what they do, but aren’t as savvy when it comes to running a successful business. We can teach you techniques and skills you need to succeed, to implement and future proof your own new processes.

Virtual CFO

Virtual CFO

The role of a Virtual CFO is increasingly popular in times where more businesses are choosing to allow their employees to work remotely. A Virtual CFO is performance and accountability driven and guarantees better profit, better cash flow management and other general financial efficiencies within the business.

Tax & Accounting

Tax & Accounting

As registered accountants we are here to assist both individuals and businesses leverage all potential tax credits and deductions during tax time. We are fully up to date with the continuously evolving taxation laws, allowing us to offer reliable guidance to your own benefit.

Tax & Accounting

Tax & Accounting

As registered accountants we are here to assist both individuals and businesses leverage all potential tax credits and deductions during tax time. We are fully up to date with the continuously evolving taxation laws, allowing us to offer reliable guidance to your own benefit.

Business Taxation Services

Business Taxation Services

Financial Goddess can manage all levels of business taxation, from bookkeeping to payroll, PAYGW and BAS lodgements, to international tax planning. Let us help you get the best possible return this year.

Individual Taxation Services

Individual Taxation Services

Let us take the stress away from organising and submitting your personal tax return, including sole trader tax returns. We take great pride in working with our clients to gain the maximum benefit from their return.

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Cash Flow problems?

Virtual CFO Services can help you

Years experience

Operating in industries

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Generating average ROI


Margaret is an energetic, clear thinking problem solver. She takes extra effort to help her clients achieve the best possible results and make their businesses successful.

Jim Roger
Equine Reproduction

Probably the best service we have ever received from a virtual CFO. Normally virtual CFOs are hard to deal with – but not Margaret! She is a driven professional and is always willing to go the extra mile to make sure I get the best service. Thanks Margaret for all your efforts. Appreciate it!

Frank Gibson
Multinational Business Owner

Having a competent, reliable and productive CFO is absolutely vital in today’s business world. I am very impressed with, and have the highest confidence in Margaret. Thanks to her guidance, I now have accurate and reliable accounting records. I strongly recommend every firm to leverage her expertise.

David McGregor
Psychologist & Owner of Psychology Practice

To keep up with the constant changes in the healthcare industry, a busy firm like ours always wanted a CFO to run our business smoothly. Ever since Margaret was hired as our virtual CFO, she has been doing an amazing job. She is smart, organised, reliable, pragmatic and very versatile in her business knowledge. I have no reservations in recommending her services to others.

Megan Pearson
Health Industry

Margaret has vast knowledge of the financial services industry specifically in the field of savings and strategic change management. This made working with Margaret easy. On a personal level, Margaret was very friendly and approachable which resulted in open conversations and a trustworthy business partnership.

Barlynda Goodhart
Financial Services

Margaret is a highly diligent, hard working professional who has made a significant impact on our account since the time she started working with us. The processes she established has improved our financial situation and positively impacted our business.

Kate Woolley
Event Production Management

Margaret has been amazing to work with. Her assistance, guidance and perspective has been very important in helping me drive my business in the right direction. As a person, she is very courteous and goal-oriented. She goes above and beyond to deliver on the promised outcomes. I highly recommend her services!

Kelly Sanberg
Owner of a Beauty Shop with multiple locations

It has been an amazing experience working with Margaret. She is very friendly, patient and thoroughly professional. I have been working with her for just a few months and I give her full credit for helping my business become profitable. I will always recommend her to anyone looking for a reliable, experienced and a trustworthy business coach or consultant.

Howard M.
Start Up Business

I am very impressed with the innovative and friendly staff. I am currently engaging them as business consultants to my newly established firm. I encourage everyone to confidently avail their services.

Rose Ntui
Business Owner

We approached Margaret when our IT start-up was going through a major restructuring. She was able to simplify and demystify the entire restructuring process as well as provide excellent support throughout the transition phase. She impressed us with her deep expertise, accurate knowledge, and humble demeanor. It was an absolute delight having her on our team and we highly recommend her services.

Michael Remond
IT Industry

I am a beauty shop (Hair Salon) owner. I decided to work with Margaret 6 months ago and I have never looked back. Her reports and business insights have helped me make crucial financial decisions that have profited my business. She is reliable and dedicated. I owe a huge part of my success to her and I strongly recommend her services.

Anna Rechter
Owner of Hair Salon

My firm was experiencing growing pains and we badly needed some fresh business ideas. Margaret was able to accurately assess our situation, design a great plan and propose valuable recommendations that positively transformed our business. Her knowledge, expertise and professionalism are second to none. I recommend her 100% as she delivers on the promised results.

Eric Sanchez
IT Industry
Business Memberships
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